You too can have a wamuŽ credit card with an interest rate of over 30 %. You don't even have to be late with your payment. Just contact wamuŽ for details.
What's not in my wallet? Even it you have a personal loan and a credit card with capital oneŽ and your always on time with your payments, they will also be happy to raise your rate. They are true Americans.
For information about 1StAmendHab.com contact me @ Tom@chefrip.com